1. Objective
Accurately assessing the quality of a bank’s loan portfolio is critical in evaluating the overall safety and soundness of the financial institution. This course is designed to provide students with the foundational knowledge and skills to effectively assess the credit quality of loans that comprise the loan portfolio, a key element in assessing overall portfolio quality.
The course covers key analytical concepts for determining borrower credit worthiness, including the need to look beyond delinquency status and borrower net worth; sources of necessary financial information, and techniques to obtain additional critical information through formal discussions with bank personnel. Students are provided the opportunity to put these concepts and techniques into practice through the review of multiple case studies, which will include simulated loan discussions with an instructor playing the role of “the banker”.
2. Main topics
- Review of individual borrowing relationships in the examination process
- Key financial analysis concepts, including assessment of borrower cash flows, borrower liquidity, and collateral
- Sources of critical financial information
- Obtaining additional information through formal loan discussions
- Determining the appropriate regulatory loan classification or criticism for each borrower
3. Date and venue
September 23 – 26, 2019. Guatemala City, Guatemala
4. Host Member
Superintendencia de Bancos de Guatemala
5. Instructor
Federal Deposit Insurance Corporation (FDIC).
6. Minimum qualification requirements
The course is designed for supervisors with at least 3 years of practical experience in banking supervision, as well as in balance sheet analysis, investment portfolio analysis, earning analysis, internal routine and control analysis.
Intermediate level of English language.
7. Pre-reading material
This course has no pre-reading materials.
8. Language
English and Spanish are the official languages for the course. Simultaneous translation services will be available during the sessions.
9. Application Process
- Request to your training coordinator an access account for the ASBA’s Activities Manager.
- Once you have your username and password, access the Activities Manager through the following link www.asbaweb.net
- Complete your profile and personal information.
- Make your application to the selected course during the registration period.
- For more information, see the User’s Manual, available at the Annual Training Calendar.
10. Registration Deadline
September 2, 2019.
11. Places available
The course is limited to 30 participants who will be selected based on their meeting of the Minimum Qualification Requirements on a first-come firstserved basis.
- Date and venueSeptember 23 – 26, 2019.
Guatemala City, Guatemala. - Registration DeadlineSeptember 2, 2019.
- Host MemberSuperintendencia de Bancos de Guatemala
- LanguageEnglish and Spanish.
- Places available30 participants.
For more information, please contact us at (52-55) 5662-0085 or email us asba@asbasupervision.org.